Union Home Mortgage is a full-service mortgage banker founded in 1970. With headquarters located in Strongsville, Ohio, Union Home maintains a presence in strategic locations throughout the country. Union Home enjoys agency approval with entities such as Fannie Mae and Freddie Mac. The company was awarded a seller/servicer license to conduct business with the federal agencies in 1987. Union Home also received their HUD approval in 1972 and has a wealth of experience in FHA lending.
Market conditions in 2008 have caused many lenders to drastically change the way they do business, including some exiting the wholesale lending arena all together. Larger companies are overwhelmed with the influx of applications and new business partners, challenging the best of service levels. The average mortgage broker no longer has a personalized, reliable, and trusted outlet for transactions, and Union Home Mortgage Wholesale can fill that void. At Union Home, a stable, financially sound platform is maintained that will yield continued growth in products and services.
Our culture succeeds through its dedication to our Code of Conduct. Our leadership team understands that TRUST is the most important ingredient in creating relationships with the mortgage professional. We are committed to providing honest and accurate information up-front, while maintaining world class service at competitive prices. Our goal is for every broker to be treated on a personal level, and continue to come back to Union Home for years to come.
Of course, our continued growth and success over the last 40 years didn't happen by accident. In fact, we owe much of our long-term success to the vision and dedication of our CEO, Bill Cosgrove. With a mortgage banking career spanning more than 26 years, Bill has been instrumental in building Union Home into the premier mortgage banking company it is today.
His dedication to the partners of Union Home and to the mortgage industry as a whole is unparalleled. In addition to his distinguished leadership of Union Home, Bill also served as President of the Ohio Mortgage Bankers Association (OMBA) in 2006. Nationally, Bill has been a regular member of MBA’s Board of Governors and Board of Directors. In 2008-2010, he was Chairman of MORPAC, MBA’s National Political Action Committee.
In 2012, Bill became an Officer of the association and currently serves as Immediate Past Chairman. He was the Chairman of MBA in 2015-2016.
Today, Bill’s influence can be felt throughout the daily operations at Union Home. His ongoing commitment to quality, integrity and customer service touches every customer we serve.
Jim R. Wickham, CMB
Vice President - Third Party Origination
We are focused on building a “first choice of professional brokers” type wholesale operation. We have two platforms, traditional wholesale and emerging banker for those with warehouse lines that don’t want to make the credit decision. Union Home Mortgage has been under the direction of Bill Cosgrove since the mid 90’s and mostly focused on retail until late in 2009. We have been active in wholesale since 2009 with a real focus on growing this channel since 2014. We focused on building strong foundation blocks initially with our operation; we are now focused on steady growth. We hope to have a few producing regionals nationally that would support a footprint with an Account Executive in each state. While we may have multiple AE’s in a few states, MI/CA/TX/FL comes to mind, most states can be effectively supported by one AE. We have an open position for the right AE in all states we are licensed in that we do not currently have an AE covering and a few Regional positions available as well.
Jim can be reached at email@example.com or by calling 248-318-8553.