State specific disclosures

The following disclosures are samples of the state disclosures UHM requires. 
We are working to add copies you can use, but at this time you will need to locate them in your LOS.
[Listed alphabetically for your convenience]

Alabama

• Mortgage Loan Origination Agreement

Arizona

• Anti-Coercion Insurance Disclosure
• Broker Advance Fee Agreement

Arkansas

• Choice of Insurer Disclosure
• Right to Select Attorney

California 

• Addendum to Residential Mortgage Loan Application Notice of Separate Credit/Account
• Advance Fee Disclosure (only required whenever advance fees collected from the borrower by the broker)
• Machine Copies Notice
• Mortgage Brokerage Agreement
• Statement of Interest to Residential Mortgage Loan Application (Domestic Partners)
• Voluntary Information for Government Monitoring Disclosure
• Fair Lending Notice (generic Federal disclosure acceptable in lieu of CA specific form)
• Mortgage Loan Disclosure Statement (only required for 1st liens under $30k and 2nd liens under $20k)
• Credit Score Information Disclosure (generic Federal disclosure acceptable in lieu of CA specific form)
• Notice to Home Loan Applicant Disclosure (generic Federal disclosure acceptable in lieu of CA specific form)
• ​Hazard Insurance Authorization Disclosure (generic Federal disclosure acceptable in lieu of CA specific form)
• Loan Impound Disclosure and Waiver
• Additional Per Diem Interest Charge Disclosure
• California Finance Lenders Law Statement of Loan Disclosure

Colorado​

• Tangible Net Benefit Disclosure

DC

• Addendum to Residential Mortgage Loan Application
• Application Disclosure
• Financing Agreement
• Mortgage Disclosure Form
• Rate Lock Agreement

Delaware

• Brokerage Agreement
• Licensed Lenders Regulations Schedule of Charges

Georgia

• Acknowledgment of Receipt of App Fee Disclosure
• Advance Fee Disclosure
• Anti-Coercion Disclosure
• Notice of Right to Select Attorney​

Illinois

• Addendum to Residential Mortgage Loan Application
• Advance Fee Agreement and Disclosure
• Borrower Information Document
• Copy of Appraisal Notice
• Description of Required Exhibits and Documentation
• Good Faith Estimate of Charges to be Paid by Seller
• Loan Approval Notice Commitment
• Mortgage Escrow Account Act
• Mortgage Loan Brokerage Agreement
• Notice of Change in Loan Terms
• Private Mortgage Insurance Disclosure
• Qualification for Loan without Prepayment Penalty
• Rate Lock Fee Agreement
• Signed Documents Disclosure

Indiana

• Loan Broker Agreement

Iowa

• Anti-Coercion Disclosure
• Interest Rate Reduction Fee Disclosure
• Loan Brokerage Agreement

Kansas

• Disclosure of Governing Authority
• Loan Broker Disclosure
• Loan Brokerage Agreement

Kentucky

• Fair Housing Law
• Mortgage Loan Broker Agreement

Louisiana

• Anti-Coercion Disclosure
• Application Fee Disclosure
• Brokerage Agreement and Disclosure Statement​
• Mortgage Loan Origination Agreement

​Maryland

• Balloon Payment Disclosure
• Broker Agreement
• Commissioner of Financial Regulation NTB Worksheet
• Delivery of Net Proceeds Authorization
• Disclosure of Seller Paid Fees
• Financing Agreement
• First Time Home Buyer Statement

Michigan

• Lock In Agreement

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Mississippi

• ​Lock In Agreement
• Mortgage Origination Agreement
• Right to Choose Insurance Provider

Missouri

• Brokerage Agreement and Disclosure
• Processing Fee and App Disc. (Credit Report Fee)
• Processing Fee and Application Disclosure
• Rate Lock Fee Agreement

Nebraska

• Anti-Coercion Disclosure
• Loan Broker Agreement

New Jersey

• Addendum to Residential Mortgage Loan Application
• Advance Fee Disclosure
• Delivery Fee Authorization
• Disclosures Form Estimated Settlement Service Fees
• Mortgage Broker Disclosure

​
New Mexico

• Advance Fee Agreement
• Lock In Disclosure
• Notice of Right to Select Attorney

North Carolina

• Commissioner of Banks Fee Information from your Mortgage Broker
• Credit Property Insurance Disclosure

Ohio

• Acknowledgement of Receipt of Home Mortgage Loan Informational Doc
• Automated Valuation Model Disclosure
• Business Relationship Disclosure Notice
• Homebuyers' Protection Act
• Mortgage Loan Origination Disclosure Addendum
• Mortgage Loan Origination Disclosure Statement
• Notice of Change in Mortgage Terms

Oklahoma

• Broker Disclosure (Advance Fees)
• Broker Disclosure (Credit Report)
• Title Protection Notice

Oregon

• Addendum to Residential Mortgage Loan Application
• Escrow Account Option Notice
• Interest Rate Lock or Float Agreement
• Non-Refundable Advance Fee Disc. (Credit Report)
• Non-Refundable Advance Fee Disclosure
• Right to Choose Insurance Provider
• Statute of Fraud

Pennsylvania 

• ​Fee Disclosure

South Carolina

• Mortgage Broker Originator Agreement
• Regulatory Agency to Receive Borrower Complaints

Tennessee

• Lock In Agreement

Texas

• Making an Informed Decision About Buying a Manufactured Home
• Mortgage Company Disclosure
• Notice Concerning Extensions of Credit
• Right to Choose Insurance Provider

Utah

• Advance Credit Report Fee Disclosure 
• Advance Fee Disclosure
• Loan Servicing Transfer Notice
• Right to Choose Insurance Provider

​Virginia

• Choice of Settlement Agent
• First Mortgage Loan Application Disclosure
• Lock In Agreement
• Mortgage Broker Agreement
• Notice of Right to Copy of Appraisal
• Right to Choose Insurance Provider

Washington

• WA Availability of Appraisal or Other Loan Valuation Docs_WAALVJ
• WA Disclosure Form_WAAPPJ
• WA Loan Brokerage Agreement_WABAGJ

Wisconsin

• Application Addendum-Line of Credit Disclosure
• Application Fee Disclosure
• Commitment Agreement
• Disclosure Statement
• Mortgage Broker Agreement
• Vaiable Rate Loan Disclosure